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Social Security



Using a PASS to Minimize Loss of Benefits while Working

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A Plan for Achieving Self-Support (PASS) allows a person with
a disability to set aside otherwise countable income and/or resources for a period of time in order to achieve a work goal.

Who is Qualified? answer

Who May Help Set Up a Plan? answer

What are Possible PASS Expenditures? answer

Examples of Successful PASS Plans

Download a PASS form: pdf or word document

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There is no limit to the number of successful PASS plans
a person may use in a lifetime.

Basic Requirements for a PASS

The plan must:

    • Be designed specifically for the person
    • Be in writing, either on a PASS form or, if not, covering all the same information
    • Have a specific work goal that the person is capable of performing (unless there is evidence to the contrary, SSA PASS Specialists should presume an occupational goal to be feasible, and a PASS to be viable)
    • Have a specific time frame for reaching the goal
    • Show what money and any other contributions will be used to reach the work goal
    • Show how the money and resources will be saved/spent
    • Show how any money set aside in savings will be kept separate from other funds
    • Be approved by the Social Security Administration PASS Cadre
    • Be reviewed periodically to assure compliance
    • Decrease reliance on the Social Security system by reducing the amount of benefits received by the end of the PASS (see exception below for Supported Employment)
    • Also include a Business Plan if the PASS is for self-employment

Source: passplan.org, The University of Montana Rural Institute

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